Tim Skelton

Hello, Coeur d'Alene!

Summer is here, and it’s the perfect time to review and refresh your insurance coverage. Whether you’re in need of Auto, Home, or Life Insurance, our team is here to help you find the right ideas tailored to your needs. Don’t wait—click or call today to get started!

When it comes to protecting what matters most, you deserve knowledge, experience, and compassion. Our agency is backed by a top-rated company, and our team comprises five dedicated professionals with a combined experience of over 135 years. Each of us brings at least 25 years of experience with State Farm, and we’re committed to serving you for many more years to come.

We invite you to become part of our office family. We offer a comprehensive range of insurance products and services, including Car Insurance, Home Insurance, Life Insurance, and Business Insurance. With over 95 options available, we have the flexibility to meet your unique needs. If there’s something we can’t assist you with, rest assured we have a network of local professionals who can help.

Let me share a little about myself. I attended Oregon State University, where I played baseball and graduated with a degree in Economics. I’ve been happily married to my amazing wife, Joni, for 28 years, and she works alongside me in the office. In my free time, I enjoy golfing, hiking, skiing, fishing, backpacking, camping, and many other outdoor activities. Fun fact: my wife once challenged herself to name 20 of my hobbies and had to stop at 25!

Though I wasn’t raised in Idaho, I’ve come to love this beautiful state and its wonderful people since making it my home in 2003. Let us help you protect what’s important to you this summer and beyond.

Locally, we proudly serve Coeur d’Alene, Hayden, Hayden Lake, Post Falls, Dalton Gardens, Athol, Rathdrum, Spirit Lake, Twin Lakes, Worley, Cataldo, and Hauser.

Our Services:

As a State Farm agent and business owner, I leverage my unique perspective to provide business insurance options for fellow small business owners.

With many landlords now requiring renters insurance, we understand how challenging moving can be. Our goal is to simplify the process so you can focus on settling into your new home. Stop by or give us a call to take one worry off your plate before your move.

Auto insurance liability is often overlooked, yet it’s a critical component in safeguarding your personal assets from lawsuits. We prioritize educating our customers during our conversations, ensuring you’re aware of various policy options to make the first choices for you and your family.

As a local agency in Coeur d’Alene, we strive to make your transition to Idaho as seamless as possible. Whether you need assistance with Home Insurance, Condo Insurance, or simply require a knowledgeable resource to help you navigate the area, let us be your first call before moving to Idaho.