Tim Skelton

🍂 Hello, Coeur d'Alene!

As the leaves change and cooler weather sets in, fall is the perfect time to review your insurance coverage. Whether you're preparing your home for winter, thinking ahead with life insurance, or making sure your auto policy is ready for the season, our experienced team is here to help you make smart, confident decisions.

With over 135 years of combined experience, each of us having more than 25 years with State Farm, we’re proud to serve this community with a deep commitment to personalized service. We offer a full range of insurance products including auto, home, renters, life, and business insurance. If your needs go beyond our offerings, we have a trusted network of local professionals we’re happy to refer you to.

I’m a graduate of Oregon State University, where I played baseball and earned my degree in Economics. My wife, Joni, and I have been married for 28 years and work together in the office. When I’m not helping customers, you’ll find me outside- golfing, hiking, fishing, or skiing. Joni once tried to list my hobbies and stopped at 25!

Though I didn’t grow up in Idaho, I’ve called it home since 2003, and can’t imagine being anywhere else. It’s a privilege to help our neighbors protect what matters most, especially during this season of change.

If you're new to the area, we can help make your transition easier with guidance and coverage options tailored to your needs. We also support small business owners with practical insurance options and help renters meet move-in requirements quickly and easily. Auto liability is another key area we focus on, making sure you understand your coverage and how it protects your future.

We proudly serve Coeur d’Alene, Hayden, Post Falls, Dalton Gardens, Rathdrum, Spirit Lake, and the surrounding areas. Whether you’re new in town or have lived here for years, we’d love to be your trusted insurance team.

Let’s make sure you’re covered before the first frost hits- give us a call, stop by the office, or click to get started today.